Finance Trust Bank was licensed as a Tier 1 Commercial Bank on 11 November 2013, taking over the financial services business of Uganda Finance Trust Limited (MDI). Today Finance Trust Bank is a fully-fledged commercial bank serving a clientele of over 500,000 depositors and over 37,000 borrowers, through a network of 35 branches countrywide. The bank offers a variety of Products and services including; Savings, Current accounts, Loans, Money transfer services and Bills payments to its target market which comprises of micro, small and medium entrepreneurs, salary earners and youth.

It offers a variety of financial services including savings, loans, and investment products. The bank focuses on empowering women and low-income individuals, promoting financial inclusion, and supporting small and medium-sized enterprises (SMEs). It operates numerous branches nationwide and emphasizes customer-centric service and community development.